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| Qarz-Al-Hasanah Savings Accounts |
| 1.Regular Qarz-Al-Hasanah Savings Account |
| 2.Traveler's Qarz-Al-Hasanah Savings Account |
| 3.Special Qarz-Al-Hasanah Savings Account |
| 4.Special Agricultural Qarz-Al-Hasanah Savings Account |
| 5.Iran Scheme Qarz-Al-Hasanah Savings Account
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| 6.Special Qarz-Al-Hasanah Savings Accountof Kids
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| Qarz-Al-Hasanah Checking Accounts |
| 7.Personal Qarz-Al-Hasanah Checking Account |
| 8.Business Qarz-Al-Hasanah Checking Account |
| 9.Qarz-Al-Hasanah Checking Account for Public Sectors |
| 10.Qarz-Al-Hasanah Checking Account for Disabled & Illiterate Customers.
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| 11.Opening Accounts for Foreign Individuals and Entities
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| Investment Deposit Accounts |
| 12.Short-Term Investment Deposit Account |
| 13.Special Short-Term Investment Deposit Account |
| 14.One-year Investment Deposit Account |
| 15.Two-year Investment Deposit Account |
| 16.Three-year Investment Deposit Account |
| 17.Five-year Investment Deposit Account |
| 18. "Atieh" (Future) Investment Scheme |
| 19.Flexible Time Investment Deposit Account |
| 20.Negotiable Time Investment Deposit Account
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| Granting Different Types of Facilities |
| 21.Granting Facilities funded by Government Resources |
| 22.Granting Facilities funded by Internal Resources |
| 23.Granting Facilities to Privileged customers |
| 24.Granting Qarz-Al-Hasanah Advances for Family Supporting Purposes |
| 25.Granting Qarz-Al-Hasanah to Female-Headed Households |
| 26.Granting Qarz-Al-Hasanah Facilities to Victims of Natural Disasters
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| 27.Granting Facilities and Qarz-Al-Hasanah Advances
to Individuals under the Coverage of Iran Scheme |
| 28.Granting Facilities to Released Inmates under the Coverage of Rehabilitation Program. |
| 29.Granting (Foreign Currency) Facilities to Agro-industrial Sectors. |
| 30.Granting (Foreign Currency) Facilities to Private Sectors. |
| 31.Granting Facilties to Agriculture Graduated Students.
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| 32. Granting Facilities to Unemployed Family-Supporting women
in Rural Areas under the Coverage of Hazrat Zainab (The Great)
(SA) Scheme |
| 33.Granting Facilities to Unemployed Individuals Referred by Ministry of Labour |
| 34.Financing Development of Rural Occupations
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| Consultation, Evaluation, Supervision, Guarantee |
| 35.Accepting and Types of Investment Deposits as a Guarantee for Facilities |
| 36.Accepting Participation Bonds as a Guarantee for Facilities |
| 37.Guarantee Fund for Securing Collateral Insufficiency |
| 38.Clients' Properties & Assets Appraisal |
| 39.Offering Financial Consultation to Agricultural, Livestock, Poultry, Fishery and Related Sectors |
| 40.Offering Consultation and Supervision on All Underway Plans Approved by the Bank.
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| Drafts, Traveler's,and Bank Checks |
| 41.Issuing Different Types of (Traveler's) Golden Checks |
| 42.Fax Check, Electro check |
| 43.Bank Check |
| 44.Circulating Check |
| 45.Interbank Check (Certified Check) |
| 46.Bank Draft |
| 47.Iran Check (Checks cashed by all Iranian Banks) |
| 48.Accepting Traveler's and Certified Checks of Other Banks and Immediate Deposit to Customer's Account. |
| 49.Clearing All Types of Regular Checks (from other banks) in Shortest Time. |
| 50.Providing Legal Entities with Duplicate Check Books |
| 51. Clearing-House Services |
| 52. Accepting Ante-dated Checks (Issued by other banks) |
| 53. Overdraft Facilities for Checking Accounts.(Restriction Applies)
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| Electronic Services |
| 54. 24-Hour
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| 55. 24-Hour
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| 56. 24-Hour |
57. ISTA
BANK (Detailed Account Information Line via Computer)
(This service is available at lobbies of some Main Branches) |
| 58.Multipurpose Mehr Card
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| (ATM/POS/DEBIT
Card,All in One Account!!!)
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| Insurance Services and Relief Fund |
| 59. Insurance for Different Types of Agricultural, Livestock & Poultry Products |
| 60. Relief Fund for Victims of Natural Disasters
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| Other Services |
| 61. Bilateral Links between Checking and Short-Term Investment Deposit Accounts |
| 62. Issuing Different Types of Bank's Guarantee |
| 63. Preparing Plans for Other Banks' Clients and Institutions |
| 64. Stocks Underwriting |
| 65. Dealing Stocks and Foreign Currencies |
| 66. Selling Stocks of Corporations |
| 67. Posting Tellers in Factories and Institutions |
| 68. Delivering Retired Employees' and Pensioners' Incomes to Their Households.
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| 69. Posting 24 Hour Tellers in Busy Areas |
| 70. Mobile Collection Services for Rural Areas |
| 71. Issuing Payments of Bills of (former) Land Reforms |
| 72. Receiving Fees of bills of water, Electricity, Telephone, Mobile Phone and Natural Gas Bills.
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| 73.Electronic Bill Payment Scheme. |
| 74.Providing Express and Special Services to Privileged Customers. |
| 75.Kids Bank (A Special Scheme for Kids and Minors).
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| 76. Lobby Information Desks at Major Branches (Guiding Customers for Banking Affairs)
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| International Bussines |
| 77. Import Documentary Credit Operations |
| 78. Export Documentary Credit Operations |
| 79. Issuing (Foreign Currency) Letter of Commitment for Exporters |
| 80. Opening (Foreign Currency) Qarz-Al-Hasanah Savings Account |
| 81. Opening (Foreign Currency) Qarz-Al-Hasanah Checking Account |
| 82. Issuing Foreign Currency Drafts
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| 83. Issuing (Foreign Currency) Letter of Guarantee |
| 84. Performing Foreign Currency Transactions (at agreed rate with
all Customers including traders, passengers and other people in accordance with
the terms and circulars issued by the Central Bank of Iran). |
| 85. Financing
Import Goods in Agro-industrial Sectors Using Credit Resources |
| 86. Granting Loans to Exporters & Manufacturers from Bank FX resources |
| 87. Granting FX Loans to Manufacturers Funded by FX Savings Fund |
| 88. Granting FX Loans to Foreign Buyers of Iranian Goods |
| 89. Presenting Consultancy & Guiding to customers to Facilitate their International Banking Operations. |
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