Bank Keshavarzi , Which has its roots in the agricultural sector, continued its rapid transformation into a modern , effective financial institution , through more than doubling its net profits in the year as of March 2005 and winning the bank of the year award for the fourth year in a row .
Bank Keshavarzi has continued ro innovate and provide new products and services , such as call centres and certificate deposit bonds . The bank is also the first to fully automate all its banking services through a core banking system allowing many new delivery channels.

Bank Keshavarzi on the threshold of 73 anniversary of its establishment , is proud of offering services to farmers , and agricultural operatives for about three fourth of a century , and to all Iranian people for over a decade . For more than 60 years , Bank Keshavarzi had been functioning as a credit fund whose performance led to extravagant and massive liabilities , dependency on other resources , and loss-incurring status which left the bank on the verge of bankruptcy .
Consequently , the banks top management and stafff have been following a new approach for eight years in order to make transformative changes . the initial stages of the approach were sparked with transformation of the bank into a learning organization , and then a team-oriented one today .
The adoption of the new approach brought about some results such as transformation of the bank into a finanically self-reliant and profitable institution with great impacts on the agriculture sector and the banking system , a sum of capital as much as 1.2 bilinon dollars , the balance of disbursed facilities reaching more than 10 bilion dollars , the honor of offering services to more than 15 milion customers , accessibility to the latest e-banking technology,and 3400 teams in 1800 branches , provincial directorates , and headquarters .
In addition , obtaining ISO 9001 : 2001 for quality management in branch services , international banking , electronic cards services , and credit operations departments form an international authority which is an undeniable proof of value creation for customers , and share holders , as well as the adoption of a customer –centric and value –based marketing which are considred as the most substantial and significant principles of the transtormative change fo the bank .
Given the foregoing developments , Bank of the Year in Islamic Republic of Iran by the Banker magazine in stiff competioin with other major banks of the country in 2003, 2004, 2005 and 2006 . Bank Keshavarzi has also been acknowledged as a “ commendable organization in Iran “ for two consecutive years by the country's Management and Planning Organization . Moreover , Islamic Development Bank ( IDB) announced Bank Keshavarzi as the best bank of Iran in its evaluations in 2004 .

According to the assessment performed by “The Banker” magazine for 133 countries, Bank Keshavarzi was recognized as the top bank of the year 2003, 2004, 2005 and 2006 in the banking system of Iran. It further adds that due to the quantitative indexes such as investment return, asset return, profitability, profit growth, cost-income ratio, profit-capital mean ratio, asset growth, and other qualitative indexes including technology development, services quality, and the like, the above magazine annually assesses banks to nominate the superior banks at world, region, and country levels. Accordingly, due to the assessment performed in 2004, Bank Keshavarzi was recognized as “the Bank of the Year” in Iran for four consecutive years.

Along with promoting services offered to customers and creating values for them and the fact that quality system management (ISO 9001:2000) gets along with process orientation, customer-orientation, and continuous improvement, and is the means of achieving higher organizational objectives for quality, Bank Keshavarzi was prosperous at establishing quality management system and obtaining ISO 9001 of the series 2000 by the German company called D.Q.S. as the first institute to certify quality management systems.

Bank Keshavarzi was also acknowledged as a commendable organization selected out of the state organizations and institutes in the 7th Shahid Rejaee Festival held in 2004. The festival is held annually in the Government Week, in which top organizations and institutions are nominated and nationally praised in a ceremony attended by Mr. President.
In the end, relying on the blessings of the Almighty Allah, cooperation and participation of people, efficient support of the government and the parliament, the General Assembly and Supreme Council of Banks, Ministry of Economics and Finance, Ministry of Jihad-e-Agriculture, Central Bank of Iran, and other ministries and organizations, especially continuous efforts of the bank’s manpower that are assumed to be the best asset of the bank along with customers, it is hoped that in the future we would be able to come up with further achievements in financing the agriculture sector and other related activities, and we could offer diverse and better services at international levels to farmers, manufacturers, and the public.

Those interested to know more about the performance of the bank in different aspects are advised to consult with the “Performance Report of BK.